Questions & Answers

We will talk with you as often as necessary to understand your personal situation and to determine where you are now and where you want to go. Once the initial plan is complete, you choose how often we meet. We will send you a reminder to schedule your review appointment. We can do web meetings and phone conferences as well as in-person meetings.

Absolutely. We specialise in helping clients develop the best strategy for creating a sustainable retirement. We also have experience helping families with college funding strategies, and supporting adult children managing financial resources for senior loved ones.

We work with clients at a range of investment levels. Our financial planning services are available on a project cost basis, making advice accessible regardless of account size. Contact us to discuss which service model fits your situation best.

Most financial plans range between €1,500 for straightforward situations to €5,000 for comprehensive projects. For smaller scoped projects like college planning or retirement income strategy, we estimate on an hourly basis. All costs are explained and approved before any work begins.

Yes. As an independent firm we are obligated to act in your best interest at all times. We are not tied to any specific products or institutions, so our advice is driven solely by what is right for you.

Investment management fees range from 1.25% per year for accounts under €500,000 to 0.75% per year for accounts between €1M and €3M. Fees for accounts above €3M are negotiable. Every fee is transparent and agreed upon before we begin.

Absolutely. We offer video meetings, phone consultations, and in-person meetings at our office in Funchal, Madeira. Many of our clients are based internationally and we serve them entirely remotely.